TokAssets - Revolutionizing Investment of Real-World Assets Through Blockchain Tokenization

TokAssets introduces a groundbreaking platform for the tokenization and exchange of real-world assets using the ERC-3643 tokenization standard (based on and extending ERC-1400), with the option to use ERC-1400 for specific advanced use cases. By leveraging blockchain technology, TokAssets aims to empower access to real assets through low entry barriers, compliant and secure tokenization by simplifying and automating the tokenization and compliance processes, driving their wide adoption and enabling our investors to grow their wealth through our seamless and world-class platform.

What is Tokenization?

Tokenization is the process of converting a real or digital asset into a digital token on a blockchain. These tokens represent a share of the underlying asset and can be traded, transferred, or held similarly to traditional assets but with several advantages specific to blockchain technology.

Any type of asset can be tokenized, including shares of funds or companies, real estate, commodities like gold, diamonds, or watches, artworks, or intellectual property rights. A token is created on a blockchain to represent a specific share of the underlying asset. Tokenization allows an asset to be divided into fractions, enabling investors to buy a small part of an asset (e.g., a fraction of a building) rather than having to purchase the entire asset and avoiding the storage or management hassle.

The ownership and transactions related to the tokens are recorded on the blockchain, providing transparency, immutability, and security. In essence, tokenization transforms traditional and real-world assets into more accessible, liquid, and secure instruments through blockchain technology.

Abstract

TokAssets introduces a groundbreaking platform for the tokenization and exchange of real-world assets using the ERC-3643 tokenization standard (based on and extending ERC-1400), with the option to use ERC-1400 for specific advanced use cases.

The platform will begin with the tokenization of certified diamonds — a rare, high-value, and underutilized asset class — serving as the first proof of concept. This allows TokAssets to demonstrate compliance, transparency, and security via on-chain certification and secure Swiss storage.

TokAssets bridges premium real-world assets and modern DeFi infrastructure — making certified diamonds — and more — accessible to all, on-chain.

From this strategic starting point, TokAssets will expand to other real-world assets such as gold, private equity, fine art, and real estate. Tokenization opens access to previously unreachable investment opportunities, while simplifying ownership, increasing liquidity, and ensuring compliance.

The platform democratizes investment, allowing a wider audience to participate with a lower entry barrier. The ERC-3643 standard — building upon the flexibility of ERC-1400 — enhances liquidity, transparency, traceability, and provides greater flexibility.

With near-instant payment processing 24/7 and the ability to attract new investors directly or through white labelling, TokAssets is poised to revolutionize the investment and asset management landscape.

Executive Summary

TokAssets is a groundbreaking platform designed to revolutionize the investment of real-world assets through blockchain tokenization, leveraging the ERC-3643 tokenization standard — the modern implementation of ERC-1400 — compliance, security, and scalability. Our platform enables a seamless, transparent, and efficient way to tokenize and trade a variety of real-world assets, from diamonds to real-estate, thus democratizing investment opportunities for all types of investors.

Strategic Focus: TokAssets will initially focus on the tokenization of certified diamonds, a high-value, underutilized asset class that is ideal for blockchain-based investment. This targeted approach enables TokAssets to offer a rare and compact store of value, verifiable through on-chain certification and securely stored in Swiss vaults. The diamond market, often opaque and illiquid, represents a strong entry point to validate the platform and attract early adopters. Once the model proves successful, TokAssets will expand to other real-world assets such as gold, private equity, fine art, and real estate.

This initial focus also reduces execution risks and allows us to onboard strategic partners and investors aligned with our vision of premium, secure, and transparent digital asset markets.

Token holders will also have the option to redeem their tokenized assets — for example, claiming the underlying certified diamond physically — by burning the corresponding tokens. This optional redemption process is secured by identity verification and vault logistics in Switzerland, offering investors both flexibility and peace of mind.

Market Potential: The market for asset tokenization is projected to reach $16 trillion by 2030 (BCG statement), with up to $2.5 trillion addressable in investment funds alone.

Competitive Advantages:

• Compliance and Security: The ERC-3643 tokenization standard (based on ERC-1400) ensures full compliance with EU regulations and robust security features, including multi-signature wallets, identity management, and regular audits.
• Liquidity and Accessibility: Fractional ownership allows smaller investors to participate in traditionally inaccessible asset classes.
• Speed and Efficiency: Near-instant payment processing and automated compliance reduce costs and administrative burdens.

White-Label Offering: TokAssets will also be offered as a white-label solution to banks, asset managers, and financial institutions looking to tokenize their own asset portfolios. This enables institutions to leverage our secure and compliant infrastructure while maintaining their brand identity, accelerating their entry into the world of tokenized finance.

In addition to tokenizing and distributing their own assets, white-label clients can also opt to offer TokAssets’ certified and tokenized assets — such as diamonds or gold — to their own clients, expanding their investment offerings instantly with trusted, compliant products.

Fundraising Goal: Seeking to raise money from investors in the pre-sale phase to fund extensive platform development (including set up of technical stack capable of sustaining millions of orders per second, UI/UX, multilingual and on multi-device coverage on IOS, Android, Windows, Mac...), marketing initiatives, strategic partnerships, and to meet legal and regulatory requirements.

By bridging the gap between traditional and decentralized finance, TokAssets combines institutional-grade compliance with blockchain efficiency, making tokenization a mainstream financial instrument.

Introduction

In recent years, the financial industry has recognized the transformative potential of blockchain technology. At TokAssets, we believe that the tokenization of assets—transforming real-world assets into digital tokens—can revolutionize the asset management sector and broadly impact investments for all. This process can make financial markets more efficient by simplifying the value chain and lowering costs for investors.

TokAssets democratizes investments by lowering entry barriers, fractionating assets, increasing liquidity, and providing greater transparency and traceability. Our mission is to leverage blockchain to redefine existing financial and investment ecosystems, making them more accessible, transparent, and efficient while attracting new generation of investors with innovative types of investments, near-instant payments, and increased flexibility.

Market Overview and Needs

The market for asset tokenization is expected to grow exponentially by 2030, with a projected potential of up to $16 trillion across various asset classes (according to BCG).

First step: Diamond Market Opportunity The global diamond market is valued at over $90 billion, with a significant portion being illiquid and underutilized for investment purposes. TokAssets targets a tokenizable share of this market, estimated between $10B to $20B, by offering fractional access, on-chain certification, and Swiss-grade custody — positioning diamonds as a new class of digital store-of-value assets.

After diamonds, we intent to address other kind of assets, for instance the addressable market for investment funds could reach $2.5 trillion, with bond funds accounting for $250-375 billion annually.

TokAssets addresses the growing need among investors to access the same kinds of investments as insiders and allows asset management companies or funds to reduce internal costs and explore new distribution channels while overcoming challenges related to technical transitions, legal complexities, and identifying commercial opportunities.

Challenges in the Market

Despite the recognized benefits of tokenization, many asset management companies or funds hesitate to adopt it due to several barriers:

• Technical Transition: Integrating blockchain into existing systems can be complex and costly.
• Legal Framework: Navigating the regulatory environment for tokenized assets remains a challenge.
• Low Familiarity with DeFi: There is limited understanding of what tokenization is and how tokenization interacts with decentralized finance (DeFi) systems.

TokAssets’s Solution

TokAssets offers a comprehensive platform designed to overcome these barriers by providing:

• Tokenization Services: Enabling the digital representation of real-world assets on the blockchain.
• Asset Redemption: Investors can optionally redeem the physical asset backing the token (e.g., certified diamond) through a secure process involving token burn, identity verification, and logistics management.
• Compliance and Register Management: Offering real-time automated, blockchain-based ownership tracking, fully compliant with EU legislation.
• Distribution Platform: Facilitating the buying, selling, and redemption of tokenized assets with integrated and automated KYC/AML processes.
• White-Label Distribution Platform: TokAssets can be offered as a turnkey solution for institutions wanting to tokenize and distribute their own assets securely and compliantly, including identity management and compliance modules. Institutions can also integrate and offer TokAssets’ certified tokenized assets directly to their clients, enabling fast deployment of premium investment products with minimal overhead.

Our platform ensures compliance with stringent legal requirements while enhancing user flexibility and ease of use.

Value Proposition

TokAssets creates new investment opportunities and a more efficient, cost-effective investment environment by reducing intermediaries, streamlining, and automating regulatory adherence and administrative tasks. Key value propositions of our platform include:

• Reduces Intermediaries: Streamlines the investment process by minimizing the number of involved parties.
• Increases Liquidity: Enhances the liquidity of real-world assets through tokenization.
• Offers New Investment Opportunities: Provides access to new classes of assets and reduces entry barriers for investors.
• Offers Transparency and Traceability: Ensures enhanced traceability of transactions, offering full transparency.
• Physical Redemption Feature: Rare among tokenization platforms, TokAssets enables physical redemption of tokenized assets like certified diamonds, adding an extra layer of trust and optionality for investors.
• Attracts New Investors: With near-instant payments and increased flexibility, TokAssets attracts a new generation of investors.
• Automates Compliance: Automates compliance processes to ensure that all tokenized assets adhere to relevant legal and regulatory frameworks thanks to the ERC-3643 standard, with the flexibility to use ERC-1400 for specific classes when required, reducing the risk of legal challenges and simplifying the compliance workflow.
• Automates Register Management: Automates the management of asset ownership registers through blockchain technology, providing real-time updates and reducing administrative burdens.
• EVM Compatibility: Compatible with EVM blockchains, enabling seamless asset transfers and integrations across different platforms.
• White-Label Offering: TokAssets can be deployed as a white-label infrastructure for banks, asset managers, and financial institutions. This enables rapid time-to-market, customizable compliance layers, and seamless integration with existing systems.

Tokenomics

The TokAssets platform will utilize a native token, TKA, to power its ecosystem, providing various utilities and incentives to its holders.

Token Allocation Breakdown:

• Pre-sale: 50% – Allocated for the presale to raise initial capital, build a seamless world-class Tokenization Platform, and establish a strong community to whom we can offer the best investment opportunities.
• Team and Founders: 20% – With a 4-year vesting period (including a 1-year cliff), ensuring market stability and aligning the team's incentives with long-term project success.
• Partnerships and Advisors: 10% – With a 4-year vesting period to ensure long-term commitment and alignment with strategic partners and advisors.
• Marketing and Community Building: 10% – Allocated to fund ongoing marketing campaigns, community engagement initiatives, and educational content to drive platform adoption and growth.
• Liquidity Provision: 5% – Reserved to provide liquidity on exchanges, ensuring smooth trading and reducing price volatility.
• Reserve Fund: 5% – Set aside to cover unforeseen expenses, future development, strategic acquisitions, and other operational needs.

Utility of the Token (TKA):

• Transaction Fees: TKA will be used for all transactions on the platform, including trading, payments, and service fees. A portion of the transaction fees will be burned periodically, introducing a deflationary mechanism to decrease the total supply over time and potentially increase the token's value.
• Staking: TKA holders can stake their tokens to earn rewards and participate in governance voting. Staking incentives will be provided from a dedicated staking pool, and rewards will be distributed based on the duration and amount staked, fostering long-term holding and community engagement.
• Access to Premium Features: TKA holders will gain exclusive access to certain high-value investment opportunities, discounted fees, and premium services on the TokAssets platform, enhancing the value proposition for holding the token.

Technology: Blockchain, ERC-3643, ERC-1400 and Modern Stack

• Robust technological foundation: leveraging cutting-edge blockchain protocols and smart contract technology. The platform's backend is built in Rust using Clean Architecture and Domain-Driven Design (DDD) principles to ensure modularity, scalability, and security. The frontend is powered by Next.js for a performant, responsive, and SEO-optimized user experience.
• Smart Contracts: To ensure long-term flexibility, TokAssets implements the Diamond Standard (EIP-2535) for smart contract modularity. This enables a dynamic, upgradeable architecture where facets handle specific features such as compliance (ERC-3643), token logic (ERC-1400), redemption mechanisms, and identity management.
• Blockchain Protocol: The platform will initially launch on Polygon zkEVM, leveraging its low fees, EVM compatibility, and active grant program. Future deployments are planned on Base,Linea, Arbitrum, and Scroll to expand interoperability and benefit from broader ecosystems and additional funding opportunities.
• Smart Contracts: Automates and secures transactions and compliance on the platform, ensuring transparency without intermediaries.
• Security Features: Employs state-of-the-art security measures, including multi-signature wallets, encryption, role-based access control, and regular security audits.
• Interoperability: Full Compatibility with EVM blockchains, enabling seamless asset transfers and ecosystem integration across different supported chains

ERC-3643 vs ERC-1400: ERC-3643 is the modern evolution of ERC-1400, embedding compliance (KYC/AML) directly on-chain through identity providers. TokAssets uses ERC-3643 for all standard tokens, and keeps ERC-1400 as a modular fallback for more complex structures or multi-jurisdictional regulatory needs

Team & Partnerships

The success of TokAssets is driven by a highly experienced team and strategic partnerships.

• Team: Our leadership team comprises experts in blockchain technology, finance, legal, and wealth management engineering.
• Advisors: TokAssets is supported by a group of industry-leading advisors who provide guidance on strategy.
• Partnerships: We are establishing partnerships with financial institutions and regulatory bodies to ensure the successful implementation and growth of TokAssets.

Business Model

TokAssets generates revenue through several streams:

• White-Label Licensing Fees: Institutions using TokAssets as a white-label platform pay licensing or SaaS-based fees for setup, customization, and ongoing support.
• Transaction and withdrawal Fees: A small fee for buying/exchanging tokens on the platform.
• Administrative Fees: Annual fees for register management and tokenization services.
• Management Fees: A percentage of the interest paid on tokenized assets.

Key cost components include salaries, platform development, technical maintenance, legal compliance, and regulatory approvals.

Roadmap

Our roadmap outlines the key milestones for the development and launch of the TokAssets platform:

• 2024 Q3: Project initiation

  - Kick-off and project planning,

  - Development of a community on social media,

  - Website launch.

• 2025 Q1: Build phase 1: Design

  - Architecture Design: Backend, Frontend, smartcontract & external services,

  - Secure partnership with diamonds supplier and Swiss vault provider,

  - Test of diamonds tokenization pilot.

• 2025 Q2: Build phase 2: Platform & smart contract Development

  - Platform development and implementation of modular smart contracts using the Diamond Standard (EIP-2535) to allow scalable compliance and asset logic management. Community development and partnerships,

  - Backend development in Rust with Actix Web, following Clean Architecture and Domain-Driven Design for a modular, secure, and scalable foundation,

  - Frontend development using Next.js to ensure SSR, speed, accessibility, and SEO optimization.

• 2025 Q3: Regulatory & Platform Launch

  - Obtain CASP approval under MiCA framework,

  - Launch beta platform with diamond token trading.

• 2026 Q1: Expansion to Other Assets

  - Achieve $10M TVL in diamond tokens,

  - Expand to new assets like private equity funds shares, gold, arts, real estate and clients acquisition.

• 2026 Q2: White-Label Rollout

  - Launch TokAssets white-label offering for financial institutions,

  - Onboard first institutional clients (banks, asset managers),

  - Customize platform instances with institution-specific compliance layers.

Legal and Regulatory Framework

TokAssets operates within a complex regulatory environment, adhering to security token regulations and financial service directives within the EU. We ensure compliance through:

• Regulatory Readiness: Partnerships with reputable legal firms to navigate the complex regulatory environment. Compliance with standards such as MICA (Markets in Crypto-Assets) regulations for the EU Applications for market infrastructure licenses with relevant authorities following MICA regulation (CASP: crypto-assets service provider).
• Audits and Certifications: Regular third-party audits for security and compliance. Plans to obtain certifications from relevant authorities.
• Standardization of Tokenization: The ERC-3643 standard — building upon ERC-1400 — is a cornerstone of our solution, embedding compliant information in additional layers of code.

Conclusion

TokAssets is poised to be a leader in the tokenization of real-world assets, offering a secure, efficient, and innovative platform, for individual investors, as well as offering customizable white-label deployments to accelerate institutional adoption by banks, asset managers, and other financial institutions. By addressing the key challenges in the market and providing a robust solution, TokAssets aims to make tokenization a mainstream approach in the financial industry and offer new investment opportunities to all our customers.

For more information, please contact us at hello.tokassets@gmail.com