White Paper

TokAssets - Revolutionizing Investment in Real-World Assets through Blockchain Tokenization

In recent years, the financial industry has recognized the transformative potential of blockchain technology. TokAssets introduces a groundbreaking platform for tokenizing and exchanging real-world assets using the ERC-3643 tokenization standard with ZK-based privacy infrastructure — combining built-in compliance and anonymity through:

  • Privado ID - Former Polygon ID: Zero-knowledge proofs for KYC/AML without exposing personal data,
  • EIP-4337 Smart Accounts: No seed phrases or wallet address exposure,
  • MPC Key Management: Bank-grade security for institutional clients.

We believe asset tokenization — the process of converting physical assets into digital tokens — can democratize and revolutionize investment markets by:

  • Lowering entry barriers through fractional ownership,
  • Increasing liquidity for traditionally illiquid assets classes,
  • Providing unprecedented transparency and traceability via blockchain,
  • Automating compliance through ERC-3643 smart contracts,
  • Enabling secure and scalable tokenization workflows.

Our journey begins with certified diamonds—a high-value, underutilized asset class—chosen as a strategic proof of concept to demonstrate:

  • Reliable on-chain tokenization,
  • Secure Swiss vault storage,
  • Seamless physical redemption.

From this robust foundation, TokAssets will expand into other real-world assets such as gold, collectibles, private equity, fine art, and real estate. ERC-3643 ensures liquidity and regulatory compliance through embedded KYC/AML mechanisms, unlocking global investment flows.

TokAssets bridges premium real-world assets with modern decentralized finance infrastructure, making high-value investments globally accessible through:

  • Fractional investment opportunities,
  • 24/7 trading availability,
  • Near-instant settlement and execution,
  • White-label solutions for institutional adoption.

By simplifying the value chain and reducing operational friction, TokAssets improves capital efficiency, lowers costs, and unlocks new investment possibilities — all on a compliant and secure blockchain foundation.

Our mission is to redefine traditional finance by leveraging blockchain to make investment ecosystems more accessible, transparent, and efficient — and to empower a new generation of investors with innovative, flexible, and secure financial products.

What is Tokenization?

Tokenization is the process of converting a real or digital asset into a digital token on a blockchain. These tokens represent a share of the underlying asset and can be traded, transferred, or held similarly to traditional assets but with several advantages specific to blockchain technology.

Any type of asset can be tokenized, including shares of funds or companies, real estate, commodities like gold, diamonds, or watches, artworks, or intellectual property rights. A token is created on a blockchain to represent a specific share of the underlying asset. Tokenization allows an asset to be divided into fractions, enabling investors to buy a small part of an asset (e.g., a fraction of a building) rather than having to purchase the entire asset and avoiding the storage or management hassle.

The ownership and transactions related to the tokens are recorded on the blockchain, providing transparency, immutability, and security. In essence, tokenization transforms traditional and real-world assets into more accessible, liquid, and secure instruments through blockchain technology.

Abstract

TokAssets is a pioneering platform for the tokenization, trading, and redemption of real-world assets using blockchain infrastructure. Built on the ERC-3643 standard — an advanced, compliance-native extension of ERC-1400 — the platform combines on-chain compliance, security, and modularity to support regulated token markets.

The platform’s initial focus is on the tokenization of certified diamonds — a rare, compact, high-value asset class that is ideal for blockchain-based investment. These diamonds are securely stored in Swiss vaults, and redeemable through a burn-to-claim process. This strategic entry point serves as a proof of concept for TokAssets’ broader RWA tokenization vision.

TokAssets bridges the gap between traditionally illiquid assets and modern decentralized finance infrastructure — making certified diamonds and other premium assets accessible to all, on-chain.

Following its diamond rollout, TokAssets will expand into other high-potential markets: gold, fine art, collectibles, private equity funds, real estate, and more. By leveraging smart contracts and automated compliance, TokAssets increases liquidity, lowers entry barriers, and ensures transparency for all participants.

Tokenization on TokAssets is more than digitization — it’s a full-stack transformation of how assets are owned, managed, and exchanged.

With instant payments, 24/7 trading, fractional ownership, and white-label integration, TokAssets is poised to redefine the future of compliant asset investment globally.

Executive Summary

TokAssets is a next-generation platform enabling the compliant tokenization, trading, and redemption of real-world assets. Built on the ERC-3643 standard — the modern evolution of ERC-1400 — it offers embedded compliance, on-chain identity, modular architecture, and white-label capabilities tailored for institutional use.

Strategic Focus: TokAssets begins with the tokenization of certified diamonds — a high-value, compact, and underutilized asset class. Through fractional ownership, vault custody in Switzerland, TokAssets transforms diamonds into a blockchain-native store of value. This approach minimizes execution risk while validating the model with early institutional adopters.

Once operational, TokAssets will expand into gold, fine art, collectibles, private equity fund shares, and real estate — tapping into a $16 trillion global tokenization market by 2030 (source: BCG). The addressable market in investment funds alone exceeds $2.5 trillion.

Unique Features:

  • Asset Redemption: Investors can redeem tokenized assets — such as certified diamonds — by burning tokens and verifying identity. The physical delivery is handled securely via Swiss logistics partners.
  • Compliance & Security: ERC-3643 provides embedded compliance (KYC/AML), jurisdiction enforcement, and transfer restrictions. Additional safeguards include multi-signature wallets, encrypted storage, role-based access control, and Certik audits.
  • Liquidity & Inclusion: Fractionalization and automation reduce entry barriers and operational costs, expanding access to historically illiquid assets.
  • Speed & Efficiency: Payments, onboarding, and compliance are automated and near-instant via ZK-proof and EIP-4337 infrastructure.

White-Label Model: TokAssets is also offered as a turnkey SaaS solution for banks, asset managers, and financial institutions. White-label clients can tokenize their own portfolios or distribute TokAssets-certified products (diamonds, gold) under their brand with full compliance and integration.

Fundraising Goal: TokAssets is seeking to raise funds during its pre-sale phase to support:

  • Deep-tech platform development (Rust backend, scalable infrastructure, mobile + web support)
  • Global regulatory licensing (MiCA, SEC, Swiss DLT, VARA)
  • Strategic hires and institutional partnerships
  • Marketing and global expansion

TokAssets bridges traditional finance and blockchain, bringing transparency, compliance, and borderless access to high-value physical assets through a secure, modular infrastructure.

Market Overview and Needs

Asset tokenization is one of the most promising trends in finance, with global potential projected to reach $16 trillion by 2030 across asset classes including private equity, real estate, collectibles, funds, and more (source: BCG).

Initial Focus: Diamond Market Opportunity

The global diamond market exceeds $90 billion, yet remains highly illiquid and inaccessible for most investors. TokAssets targets the tokenizable share — estimated between $10B and $20B — by enabling:

  • Fractional ownership of high-grade, certified diamonds,
  • Automated compliance (ERC-3643),
  • Vault-grade custody and optional physical redemption from Swiss secure vaults.

Diamonds become a new class of digitally tradable store-of-value assets, combining scarcity, certification, and flexibility.

Next Opportunities: TokAssets will expand into:

  • Fine Art & Collectibles: Rising in value yet under-tokenized (about less than 3% RWA platforms focus on physical assets — source: Messari Q2 2024),
  • Precious Metals (Gold): Already widely recognized as a store of value but limited by custody and accessibility constraints.
  • Investment Funds: An addressable market of over $2.5 trillion by 2030, including bond funds ($250–375B/year),
  • Private Equity, Venture Capital, Growth Funds
  • Real Estate: Highly fragmented but ideal for tokenization with 24/7 trading and embedded compliance,

TokAssets meets a growing need from both investors and institutions:

  • Retail and semi-professional investors demand access to previously inaccessible assets with lower entry points,
  • Banks, asset managers, and funds seek new distribution channels, reduced administrative costs, and full compliance automation.

Our platform enables both by combining compliance-by-design, modular smart contracts, and a white-label SaaS model ready for institutional adoption.

Market Size & KPIs
  • TAM: $16T global tokenization market (by 2030, source: BCG)
  • SAM: $250B addressable market (diamonds, art, funds, real estate)
  • SOM: $2–5B market share targeted by TokAssets
Target KPIs
  • 2027: $500M–$1B TVL, $25M–$50M revenue, 100+ institutional clients
  • 2030: $3B–$5B TVL, $150M–$250M revenue, 500+ institutional clients

Challenges in the Market

While tokenization is a game-changing innovation, its adoption by traditional players remains limited due to multiple systemic barriers. TokAssets addresses these key challenges:

  • Technical Integration: Legacy infrastructure in banks, asset management firms or other institutions is not natively compatible with blockchain. Integrating tokenization workflows into existing systems often requires costly time-consuming upgrades and custom development.
  • Regulatory Complexity: Navigating the fragmented global legal landscape — especially across jurisdictions like the EU (MiCA), U.S. (SEC), and Switzerland (DLT Act) — is a major hurdle. Most asset managers lack the internal expertise to ensure ongoing compliance.
  • Lack of Familiarity with DeFi & Web3 Concepts: Many traditional institutions are unfamiliar with core principles of tokenization, smart contracts, and decentralized infrastructure. This leads to skepticism and underinvestment in innovation.
  • Liquidity Concerns: Illiquid markets and absence of trusted platforms for secondary trading make institutions wary of tokenizing valuable assets without guaranteed liquidity or exit options.
  • Custody & Redemption Logistics: Tokenizing physical assets like diamonds or collectibles requires secure custody, insurance, and a robust redemption process — which most platforms do not offer or standardize.

TokAssets has been engineered to eliminate these friction points through a turnkey infrastructure: modular, compliant, and built with real-world deployment in mind.

TokAssets’s Solution

TokAssets delivers an end-to-end infrastructure to securely tokenize, manage, trade, and redeem real-world assets. It bridges the gap between the physical and digital worlds through a compliant, modular, and institution-ready architecture.

  • Tokenization Engine: Enables the creation of on-chain representations of real-world assets using the ERC-3643 standard (with ERC-1400 fallback for complex cases). Each token includes embedded compliance and transfer restrictions.
  • Redemption Mechanism: Investors can initiate a burn-to-claim process to redeem physical assets (certified diamonds, gold, art, etc.). This includes secure KYC/identity verification and insured logistics from a Swiss vault provider.
  • Compliance & Register Management: Ownership records and investor registers are managed on-chain in real-time. Automated enforcement of KYC/AML, eligibility criteria, and jurisdictional controls ensures legal robustness.
  • Trading & Distribution Platform: Integrated primary issuance and secondary trading functionalities — 24/7, borderless — with ZK-based onboarding and Privado ID - Former Polygon ID for privacy-first identity management.
  • White-Label Infrastructure: TokAssets offers a turnkey solution for financial institutions and asset managers, including:
    • Token issuance and lifecycle management modules,
    • Jurisdiction-specific compliance layers,
    • Integration APIs, SDKs, and onboarding dashboards,
    • Ability to distribute TokAssets-certified tokens or tokenize proprietary assets.

TokAssets ensures full compliance with MiCA and other global regulatory frameworks while enabling rapid deployment, reduced friction, and institutional-grade security for tokenized assets.

Value Proposition

TokAssets delivers a comprehensive, compliant, and scalable infrastructure for real-world asset tokenization. The platform unlocks new investment opportunities, improves operational efficiency, and enables full-stack token lifecycle management — from issuance to redemption.

  • Disintermediation: Removes unnecessary intermediaries, reducing costs and settlement delays. Investors interact directly with compliant smart contracts, minimizing human error and counterparty risk.
  • Liquidity Unlock: Converts traditionally illiquid assets (diamonds, art, collectibles, PE, real estate) into liquid, tradable tokens — enabling 24/7 secondary market access.
  • Expanded Access: Fractional ownership and automation lower the capital threshold for investing, democratizing access to premium assets previously reserved for ultra-high-net-worth individuals and institutions.
  • Regulatory Automation: Built-in compliance logic via ERC-3643 standard, including KYC/AML, investor eligibility, and jurisdictional constraints. ERC-1400 remains available for complex cross-border legal structures.
  • On-chain Transparency & Traceability: Blockchain-native records ensure immutable ownership tracking and transaction history — boosting investor trust and enabling real-time audits.
  • Physical Redemption (Diamonds & More): A rare feature in tokenization platforms — TokAssets enables burn-to-claim redemption of certified diamonds, gold, or collectibles, stored securely in Swiss vaults.
  • Investor Appeal: Instant settlement, transparent pricing, and optional staking rewards attract a younger generation of investors used to crypto-native experiences.
  • Register Automation: Smart contracts manage ownership registries automatically, eliminating manual reconciliation and legal back-office delays.
  • White-Label Integration: Institutions can deploy a fully branded TokAssets instance with custom compliance modules, ZK-ID onboarding for privacy, APIs, and dashboards — accelerating go-to-market strategies.
  • Full EVM Compatibility: Interoperable with any EVM chain (Polygon zkEVM, Base, Linea, Arbitrum, Scroll), ensuring seamless asset portability and ecosystem integration.

With TokAssets, tokenization is not just digital representation - it’s a fully compliant, investor-centric bridge between the real economy and on-chain finance.

Tokenomics

The TokAssets platform will utilize a native utility token, TKA, to fuel its ecosystem, create incentives, and provide access to exclusive features to its holders.

Token Allocation Breakdown:

  • Pre-sale: 50% – Allocated for the presale to raise initial capital, bootstrap the ecosystem, and establish a strong community to whom we can offer the best investment opportunities.
  • Team and Founders: 20% – With a 4-year vesting period (including a 1-year cliff), ensuring market stability and aligning the team's incentives with long-term project success.
  • Partnerships and Advisors: 10% – With a 4-year vesting period to ensure long-term commitment and alignment with strategic partners and advisors.
  • Marketing and Community Building: 10% – Allocated to fund ongoing marketing campaigns, community engagement initiatives, and educational content to drive platform adoption and growth.
  • Liquidity Provision: 5% – Reserved to provide liquidity, ensuring smooth trading and reducing price volatility.
  • Reserve Fund: 5% – Set aside to cover unforeseen expenses, future development, strategic acquisitions, and other operational needs.

Utility of the Token (TKA):

Token Burning Mechanism:

  • 50% of all transaction fees in TKA are burned monthly
  • Target: 5% annual reduction in total supply
  • 10% fee discount for TKA holders in secondary trading
  • Transaction Fees: TKA will be used for all transactions on the platform, including trading, and redemption fees. A portion of the transaction fees will be burned periodically, introducing a deflationary mechanism to decrease the total supply over time and potentially increase the token's value.
  • Staking: TKA holders can stake their tokens to earn rewards. Staking incentives will be provided from a dedicated staking pool, and rewards will be distributed based on the duration and amount staked, fostering long-term holding and community engagement.
  • Access to Premium Features: TKA holders will gain exclusive access to certain high-value investment opportunities, discounted fees, and premium services on the TokAssets platform, enhancing the value proposition for holding the token.

Additional Notes: TKA is a utility token and not a financial instrument. It is not positioned as a general payment token and is fully compliant with applicable regulatory frameworks such as MiCA, SEC, and others.

Technology: Blockchain, ERC-3643, ERC-1400 and Modern Stack

Robust technological foundation: leveraging cutting-edge blockchain protocols and smart contract technology.

  • Backend: The backend is written in Rust using Clean Architecture and Domain-Driven Design (DDD) principles. It ensures type safety, modularity, security, and performance. Designed for scalability, async processing, auditability, and institutional-grade compliance.
  • Frontend (Next.js): Built using Next.js with server-side rendering (SSR), SEO optimization, responsive design, dark mode, and accessibility for an institutional-grade UI/UX.
  • Smart Contracts: TokAssets leverages the Diamond Standard (EIP-2535) for modular smart contract architecture. This enables upgradeability and compliance modules such as KYC/AML, token logic, redemption, and multi-jurisdictional rules. ERC-3643 is used as the default for compliance-ready tokens, with ERC-1400 available as a fallback for complex regulatory use cases.
  • Gas Efficiency: The Diamond Proxy architecture ensures gas optimization—only impacted facets are updated during upgrades, reducing both deployment and execution costs.
  • Privacy & Compliance Engine: Integrated with Privado ID - Former Polygon ID (ZK-based identity verification). Enables anonymous onboarding and compliant KYC/AML without revealing wallet addresses. Uses customizable modules for MiCA, SEC, and other jurisdictional rules.
  • Zero-Knowledge Identity (Privado ID - Former Polygon ID):
    • ZK-proofs verify identity without revealing sensitive data,
    • Fully compliant with MiCA/SEC while preserving anonymity,
    • Onboarding via Privado ID - Former Polygon ID - SDK for white-label partners.
  • Multi-Party Computation (MPC):
    • Institutional key management via threshold signatures,
    • No single point of failure for wallet security,
    • Integrated with EIP-4337 for seamless account abstraction.
  • Private Identity & EIP-4337: Leverages Account Abstraction (EIP-4337) and MPC to create smart accounts post-authentication—no seed phrases, no wallet exposure. Enables full control and user privacy by design.
  • Security Features: Multi-signature governance, encrypted off-chain storage, role-based access control (RBAC), and upcoming Certik audit (Q3 2025). Multi-Party Computation (MPC) used for key management.
  • Blockchain Protocol: Initial deployment on Polygon zkEVM for low-cost, high-speed, and EVM-compatible infrastructure. Future deployments planned on Base, Linea, Arbitrum, and Scroll to expand interoperability and benefit from modular rollups and L3 scalability.
  • APIs & SDKs: Full API/SDK stack for partners and white-label clients (REST, Webhooks, OAuth), ensuring seamless integration across systems.
  • Interoperability: Full EVM compatibility for seamless asset transfers and composability across supported blockchains.

ERC-3643 vs ERC-1400: ERC-3643 is the modern evolution of ERC-1400, embedding compliance (KYC/AML) directly on-chain through identity providers. TokAssets uses ERC-3643 for all standard tokens, and keeps ERC-1400 as a modular fallback for more complex structures or multi-jurisdictional regulatory needs

Team & Partnerships

The success of TokAssets is driven by a unique combination of legal, financial, and technical expertise, along with strategic advisory and institutional partnerships.

  • Founder & CEO – Mathieu Dupré: A solo founder with a hybrid background in Business Law, Wealth Management, Blockchain Technology, and Product Innovation.
    • Former product manager at BNP and innovation consultant.
    • Holds degrees and certifications from EMLYON Business School (Entrepreneurship & Innovation Management), HEC Paris (Corporate Finance), and is a certified Blockchain Tech Lead and full-stack engineer.
    • TokAssets was born from his dual perspective: serving the 1% and being excluded himself from elite investment opportunities. Built the platform solo from day one.
  • Expert Support Network: TokAssets is backed by a network of high-profile experts, including:
    • Partner in a Private Equity Fund (former lawyer, ESCP alumnus),
    • Former French Bank Director (X, Ensae),
    • Former Wealth Management Firm Director,
    • Specialists in Blockchain, Law, and Product Strategy.
  • Partnerships: Strategic partnerships initiated with:
    • Diamond suppliers and Swiss vault providers (e.g., Brink’s) for physical asset custody
    • Legal partners including Arnaud Touati (Hashtag Avocats) for regulatory compliance (MiCA, SEC, Swiss DLT, VARA)
    • Ongoing onboarding of institutional clients for white-label deployment

This combination of deep legal-financial expertise, technical excellence, and institutional alignment positions TokAssets as a category-defining platform for compliant real-world asset tokenization.

Business Model

TokAssets generates revenue through a multi-layered model tailored to institutions, asset originators, and retail investors. The platform monetizes across six categories:

1. White-Label Licensing Fees
  • Banks: $25K setup + $60K–$200K/year (Full-suite SaaS + KYC integration) — Avg LTV: $500K over 3 years
  • Family Offices: $50K+/year (SDK + vault access) — CAC payback: <12 months
  • Legal Partners / Custodians: $10K–$20K/year (API access) — Onboarded via compliance/legal integrators
  • Custom Support & Development: +$20K–$50K/year

Scalable B2B business model with long-term revenue capture and low acquisition risk.

2. Transaction & Trading Fees
Asset ClassPrimary IssuanceSecondary Trading
Diamonds0.8%0.5%
Gold0.5%0.3%
LBO / VC / Growth / Turnaround1.0%0.7%
Stocks0.3%0.1%
Bonds0.2%0.1%
Real Estate1.0%0.5%
Fine Art1.2%0.8%
Collectibles1.0%0.6%
3. Withdrawal Fees

Flat rate: 0.2% on all fiat, crypto, and tokenized asset withdrawal proceeds.

4. Asset Management Fees
Asset ClassTokenization Fee (AUM)Performance Fee
Diamonds1.2%N/A
Gold0.6%N/A
LBO / VC / Growth / Turnaround0.8%0.8%
Stocks0.3%0.8% (dividends)
Bonds0.2%0.8% (coupon)
Real Estate1.0%0.8% (rental)
Fine Art1.5%N/A
Collectibles1.2%N/A

⚠️ Note: Fees are lower than traditional asset managers as TokAssets does not manage the underlying asset itself — we provide tokenization, secondary liquidity infrastructure, and compliance. Optional full delegation to TokAssets may trigger additional performance-based fees. These fees may be adjusted based on the specific yield/return characteristics of the underlying assets.

📝 Optional Full Asset Management: For eligible categories (PE, VC, RE, stocks, bonds): – 10%–20% performance fee on net returns, aligned with industry-standard GP/LP structures. Only applicable when TokAssets actively manages yield distribution and operational flows. – Potential uplift to 1.8% AUM for full operational handling, custodial control, or fund distribution support.

⚠️ Note: This model is offered only for selected institutional clients with active funds or structured income streams. Retail tokenization clients or asset originators are only subject to flat tokenization fees.

5. Redemption Logistics Fees (Physical Delivery)
Asset ClassFlat Fee+ % Fee (Insurance/Delivery)
Diamonds$3001.5%
Gold$2001.0%
Fine Art$600-$8002.0%
Collectibles$400-$7001.5-2%

Redemption here refers to a token burn process that triggers the physical delivery of the underlying asset, secured by identity verification and insured logistics.

⚠️ Note: Fees may vary based on volume, fragility, destination, and insurance needs. Specialized handling applies for museum-grade assets.

6. Premium Services & Operational Support
  • Administrative Tools (registry and compliance) $5K–$15K/year
  • Audit Support (optional): +$2K–$10K/year
  • Smart Contract Maintenance (optional): $500–$1K/month
  • API Access: $10K/year base + $0.01–$0.05 per call (tiered pricing)
  • Dashboards: $5K–$10K/module/year
  • Marketplace Listing: $1K–$5K/listing + $2K–$10K/year for annual maintenance
  • Promo Placement (optional): +$500–$2K
  • Authentication (optional): +0.5% of value (art, collectibles)

Fees are adjusted per asset class based on market norms, custody/logistics complexity, and yield structure. All rates benchmarked against top-tier RWA providers (e.g., Tokeny, Securitize, RealT).

Key cost drivers include salaries, platform development, security infrastructure, audit processes, cloud hosting, regulatory advisory and approvals, and long-term platform and smart contract maintenance.

Roadmap

2025–2030: Scalable Regulatory Growth → $5B+ TVL Vision

Our roadmap outlines the major development phases and regulatory milestones as TokAssets evolves into a leading platform for real-world asset tokenization:

  • 2024 Q3: Project initiation
    • Kick-off and Strategic Planning,
    • Launch of website and brand identity,
    • Community building across Discord, Telegram, X (Twitter), and Medium.
  • 2025 Q1: Phase 1: Product & Architecture Design
    • Finalization of technical Architecture Design + HLD: Backend, Frontend, Smart Contracts & External Services,
    • Securing partnership with certified diamonds supplier and Swiss vault provider (e.g., Brink’s),
    • Diamonds tokenization pilot tested with vault custody.
    • Smart Contracts developed and ready to be audited by Certik
  • 2025 Q2: Build phase 2: Platform & smart contract Development
    • Backend development in Rust with Actix Web,following Clean Architecture and Domain-Driven Design for a modular, secure, and scalable foundation,
    • Frontend development using Next.js to ensure SSR, speed, accessibility, performance and SEO optimization,
    • Smart contract system implemented with the Diamond Standard (EIP-2535) + ERC-3643 (compliance), with fallback on ERC-1400,
    • Integration of Privado ID - Former Polygon ID for ZK-compliant identity verification.
    • CASP registration under MiCA (EU) + parallel filings in other jurisdictions
    • Certik audit & public bug bounty program
  • 2025 Q3-Q4: Platform Launch & Compliance
    • Obtain CASP approval under MiCA framework, FINMA...
    • Launch beta platform with diamond token trading on Polygon zkEVM,
    • Certik smart contract audit completed.
    • Launch of white-label offering to banks and funds
  • 2026: Institutional Scaling

    KPI Target: 50K users, $50M TVL, 10–15 institutional clients

    • All regulatory approvals obtained: MiCA, SEC, FINMA, VARA
    • Filing expansion to Singapore, Brazil (Asia & LATAM) with ZK-based compliance onboarding
    • Expansion to other assets: art, collectibles, fund shares
    • New institutional clients: PE funds, asset managers
    • Expansion of SDKs, APIs, and dashboard modules.
  • 🌍 2027–2030 – Global Vision
    • 2027 KPI Target: 100+ institutional clients, $500M–$1B TVL, $25M–$50M revenue
    • 2030 KPI Target: 500+ institutional clients, $3B–$5B TVL, $150M–$250M annual revenue
  • Growth is driven by execution in the $250B tokenizable physical asset market, enabled through bank-grade tokenization infrastructure.

Legal and Regulatory Framework

Regulatory Strategy: Multi-jurisdictional & Compliant by Design

TokAssets is built to operate within a rapidly evolving regulatory landscape across multiple jurisdictions. The platform is designed to be compliant from day one, combining legal rigor with technological enforcement mechanisms.

Licensing Requests – Parallel Filing Strategy
  • Licensing Timeline:
    • MiCA (EU): Filing CASP application ASAP → Approval Q4 2025 - Q1 2026 (3-9 months)
    • SEC (USA): Legal structuring & compliance setup ASAP → Approval Q4 2025 (3-6 months)
    • Swiss DLT: Filing ASAP → Approval Q4 2025 - Q1 2026 (6-9 months)
    • Dubai VARA: Filing ASAP → Approval Q4 2025 (3-6 months)
  • 🇪🇺 MiCA (EU) – Dual CASP Filing:
    • France (AMF): Institutional-grade CASP license with high regulatory credibility → Approval expected: Q4 2025 – Q1 2026 (6–9 months)
    • Estonia (FIU): Faster & leaner CASP license via EU passport regime → Approval expected: Q3–Q4 2025
    • Both options enable cross-border token issuance, custody, and secondary trading under a unified regulatory framework
    • Phase 2: Compliance with MiFID II and prospectus regulation for yield-generating instruments
  • 🇺🇸 SEC (USA) – Dual Path:
    • Reg A+: SEC-qualified Tier 2 offering → Public offering to U.S. retail investors (limit: $75M/year), accessible to accredited and non-accredited investors
    • Future S-1 Filing: Full-scale U.S. public offering with no cap once traction and scale are achieved
    • Legal Structuring & Setup: Underway → Target approval: Q4 2025 (3–6 months)
  • 🇨🇭 Switzerland (FINMA & DLT Act):
    • Filing for registration under the DLT Act to operate as a DLT Trading Venue or vault-based tokenized asset infrastructure
    • Focus on Swiss-based vault custody, insurance, and redemption logistics
    • Initial onboarding: Institutional clients and HNWIs
    • Phase 2: Retail expansion via Swiss prospectus regime and/or authorized distributors
    • Approval expected: Q4 2025 – Q1 2026 (6–9 months)
  • 🇦🇪 Dubai (VARA):
    • Filing under Dubai’s Virtual Assets Regulatory Authority (VARA) for token issuance, custody, and marketplace operations
    • Target license: Broker-Dealer or Full Market Product under the Virtual Assets Law
    • Phase 2: Extended licensing for yield-generating assets
    • Approval expected: Q4 2025 (3–6 months)
🔐 On-Chain Compliance & Audits

Beyond licensing, TokAssets integrates on-chain compliance and audit processes to ensure regulatory alignment and investor trust from day one.

  • ERC-3643 Standard: Compliance logic is embedded directly on-chain, enabling automated enforcement of KYC/AML, investor eligibility, and jurisdictional restrictions
  • ERC-1400: Remains available as a fallback for complex regulatory environments or hybrid legal structures
  • Audits & Certifications: All smart contracts will undergo a full audit by Certik in Q3 2025, followed by a public bug bounty program
  • Security & Legal Trust: Regular security assessments and legal reviews ensure full transparency and institutional readiness

Through a multi-jurisdictional legal strategy, TokAssets ensures full alignment with global financial standards, making the platform accessible and compliant for both retail and institutional investors.

Conclusion

TokAssets is poised to be a leader in the tokenization of real-world assets, offering a secure, efficient, and innovative platform, for individual investors, as well as offering customizable white-label deployments to accelerate institutional adoption by banks, asset managers, and other financial institutions. By addressing the key challenges in the market and providing a robust solution, TokAssets aims to make tokenization a mainstream approach in the financial industry and offer new investment opportunities to all our customers.

For more information, please contact us at hello.tokassets@gmail.com